jazeLUXFree tools

NHS pay calculator

See what actually lands in your bank on Agenda for Change, with unsocial hours, overtime, bank shifts and London weighting. Built by an NHS nurse, checked against real payslips.

2026/27 ratesEngland & ScotlandFree, no sign-up

Tip: have your latest payslip handy. Your tax code, hours and pension are all on it, and you can compare the result line by line.

1Your job

Band Pay step

Contracted hours a week London weighting

2Unsocial hours this month

Hours you work in each period. Band 5: +30% on weekday nights and Saturdays, +60% on Sundays and bank holidays.

Weekday 8pm–6am Saturdays Sundays Bank holidays

3Extra hours and overtime

Part-time? Extra hours up to 37.5 a week are paid at your normal rate. Overtime beyond that is time and a half, or double time on bank holidays.

Extra hours (normal rate) Overtime hours Bank holiday overtime

4Bank shifts this month

Bank pay uses your band and step, plus the same unsocial-hours rates. Many trusts add their own bank bonus on top.

Weekday daytime Weekday after 8pm Saturday Sunday Bank holiday Trust bank bonus %

Bank pay taxed as a second job (tax code BR) Bank shifts are with the same trust as my main job

5Deductions

Your tax code and pension status are on your payslip.

I've opted out of the NHS pension

Tax code (on your payslip) Student loan

I also repay a postgraduate loan

Other payments

Other taxable payments this month (£)For example AfC Absence (the unsocial-hours top-up paid during annual leave or sickness), holiday unsocial pay, or arrears.

This is an estimate for the 2026/27 tax year using official Agenda for Change pay scales, HMRC and Scottish income tax rates, NHS pension tiers and student loan thresholds. It works month by month, so your payslip can differ slightly because payroll works out tax across the whole year so far. It isn't financial advice. Sources: NHS Employers, Scottish Government, Scottish income tax, NHS Business Services Authority, SPPA.

Made by Jaze Lux, NHS Clinical Nurse Specialistjazelux.com