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UK take-home pay

Type your salary and see what you'll actually take home after tax, National Insurance, pension and student loan. Works for any job in the UK.

2026/27 ratesAll of the UKFree, no sign-up

Tip: have a recent payslip handy. Your tax code, pension and student loan are all on it. Working in the NHS? Try the NHS pay calculator, which adds bands, unsocial hours and bank shifts.

1Your pay

2Pension

Most workplaces take 5% of your pay. Your payslip or pension letter shows the type.

3Tax and loans

4Extras

This is an estimate for the 2026/27 tax year (6 April 2026 to 5 April 2027) using HMRC and Scottish income tax rates, National Insurance and student loan thresholds. It assumes you're paid the same each month. Your payslip can differ slightly because payroll works out tax across the year so far. It doesn't include employer pension top-ups, benefits in kind or tax refunds. It isn't financial advice. Sources: GOV.UK income tax, Scottish income tax, GOV.UK National Insurance, GOV.UK student loans.

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Take-home a month
£0
See breakdown